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  UMBRELLA/EXCESS

The PMA Insurance Group offers true Umbrella protection with our "drop down" coverage availability. We also provide an Excess of primary aggregate form over PMA Commercial Automobile, General Liability and Employer Liability (where permitted) coverages. Our Umbrella policy's coverage provisions and rate structure competitively position us with the industry. The combination of our full coverage and high limits capacity allows you to keep all major coverages with PMA.

PMA's Commercial Umbrella/Excess Coverage offers:
  • State-of-the-Art, True Umbrella Form.
  • Automatic additional insured from underlying.
  • $10 million capacity in-house; additional capacity is available for selected risks.
  • Low self-insured retentions.
  • Low and moderate catastrophe type business.
  • Liquor Law coverage available for distributors and manufacturers.
  • Coverage extensions for property in the insured's care, custody, or control.

 
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