There's strength in numbers. That is the basis for PMA Group Programs. Our goal is to leverage the purchasing power of the critical mass to provide clients with similar risk characteristics with access to programs that utilize proactive, innovative risk management solutions that deliver results.

PMA's Underwriting Approach for Group Programs

What makes up a group? PMA looks for several organizations within the same industry, using their similar loss exposures to create cost-effective programs. This strategy enables smaller companies to receive the same quality, comprehensive programs as larger organizations, including competitive pricing. Our underwriting expertise covers a diverse group of industry segments, from manufacturing to retail. And our track record illustrates our success, with over 90 years experience dealing with workers' compensation programs.

Features That Maximize Results

All of our Group Programs share these defining features in order to help ensure maximum results:

• Customized Services and/or Coverages: Group Programs include special coverages, services, rating plans, information handling or reporting, dividends or other collateral requirements.
• Common Distribution System: Our programs have an identified accountability tied to a single or specific group of agents/brokers.
• Formalized Marketing Plan: A complete plan is created with specific actions, goals and quantifiable measures for growth, market penetration and profitability of the group. PMA's Group Programs team can assist agents, brokers and sponsors in developing and executing these plans.

PMA offers a variety of Group Programs and can also develop a new program to meet your needs.