PMA Global Envoy^® - Medical and Accidental Death/Dismemberment

Foreign travel can expose company representatives to gaps in medical and accident coverages -- gaps that could be costly to the employees and also to your business. For example, if an employee is injured during an international business trip, workers' compensation may not apply. In addition, your company's U.S. medical benefits plan may not apply in foreign countries.

Medical Benefits

• Covers employee illnesses and injuries when domestic and foreign voluntary workers' compensation exclude payment
• Offers first-dollar coverage for spouses and children traveling with employees
• Provides coverage during personal trips taken in conjunction with business travel
• $1,000 per occurrence for dental expenses resulting from injury

Accidental Death & Dismemberment Benefits

• Pays 100 percent of principal sum for loss of life
• Pays 100 percent of the principal sum for loss of any combination of two eye(s), hand(s) or foot/feet
• Pays 50 percent of principal sum for loss of one eye, hand or foot
• Pays 100 percent of principal sum for loss of speech and hearing
• Pays 50 percent for loss of speech or hearing