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PMA Elite® Property Coverages
Hotels and Motels

This group includes those buildings designed for short-term occupancy that meet NFPA life safety and fire protection standards operated as: hotels, motels, guest suites, and primarily engaged in providing lodging and meals for the general public.

Hotels which are operated by membership organizations and not open to the general public are not included in this industry. Rooming and boarding houses, sporting and recreational camps, bed and breakfast are also not eligible, along with Casino hotels.

CORE PROPERTY ENHANCEMENTS

Alarm, communications & monitoring systems   Lawn maintenance and snow removal equipment
Arson Reward   Money and Securities
Burglary Damage to Building   Outdoor Property
Change in Temperature - Humidity   Paved Surfaces
Emergency Evacuation Expense   Personal Property in the open extended to 1,000 feet
Fences   Pollutant Cleanup and Removal
Fire Department Service Charges   Preservation of Property
Foundations   Proof of Loss Preparation
Glass   Recharge of Fire Protection Equipment

PROPERTY COVERAGES

Accounts Receivable   Limited Worldwide coverage
Back-up Sewers, Drains or Sumps   Lost Key Coverage
Brands and Labels   Manufacturers Consequential Loss Assumption
Builders Risk and Installation   Newly Acquired/Constructed
Civil Authority - Amendment   Ordinance or Law Coverage
Contract Penalty Clause   Personal Effects/Property of Others
Crime Enhancements   Property Off Premises
Dependent Properties*   Sales Representative Samples
Electronic Data - Amendment   Trade Show Exhibits
Extended Business Income - Amendment*   Transit
Extra Expense   Unscheduled Fine Arts
Guest Accommodation Expense   Utility Services-Combined
   * Included when there is Business Income.   Valuable Papers

 

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